In a Nutshell
You have options between Core and Plus medical plans on Blue Shield. The Core plans have a higher in- and out-of-network deductible but offer lower monthly premiums coupled with a company sponsored Health Reimbursement Account (HRA). The Plus plans have no in- and lower out-of-network deductible but have higher monthly premiums. Preventive services remain covered at 100% in-network across Core and Plus plans.
Blue Shield Full Network Core plan with HRA funding*
In California, we also offer a Narrow network which exclude Sutter providers
Blue Shield Narrow Network Core plan with HRA funding*
*This plan includes an annual company sponsored Health Reimbursement Arrangement (HRA) of $375 for an individual, $750 for a family. HRA dollars can be used to fund copays, out-of-pocket expenses towards your deductible, prescription costs, among other eligible expenses.
Cost of Coverage (Monthly)
January 2025 - December 2025
See individual plan pages linked above.
How It Works
See the primary care doctor of your choice - you're covered on your first visit. Remember, you get the best cost savings when you see a provider in the Blue Shield PPO network.
Find In-network Providers
Provider networks can change year to year. The best way to confirm if your provider is in-network for 2024 is to reach out to Blue Shield Connect Member Support:
(888) 499-5532
You can also search for in-network providers online using the Blue Shield Provider Look-Up tools. For California based employees, please use this look-up tool. For all other locations, use this look-up tool (you’ll need your home location and the 3-letter prefix from your specific plan. See the prefix options listed below).
Full Network Core/Plus Plans (Outside of Utah) - CHE
Narrow Network Core/Plus Plans (CA Only) - XNK
Full Select Network Core/Plus Plans (UT Only) - CHW
Full Blue Card Network Core/Plus Plans (UT Only) - CHE
Benefits to You
Blue Shield coverage begins on day one.
We cover 100% of premiums for employees on the Core plan and 80% of premiums for dependents.
You can see a specialist any time you want without a referral.
Preventive care is free - you pay nothing out of pocket. (Included on both Core and Plus plans.)
Teladoc is available to you and your dependents 24/7 for a virtual doctor visit:
You can call 1-800-835-2362 or download the app
The same copay for an in person doctor’s visit used to apply to Teladoc care, but virtual copays are now $0
Access to the full suite of family forming resources through Maven, along with a $5,000 Maven Wallet to help pay for eligible family forming expenses.
How to Enroll
BeneTrac is our online benefits enrollment system. Once you begin work at Collective Health, you will be able to log in to Benetrac to provide your information and medical benefit selection. If you have dependents that you want to enroll, you'll need to add them as a dependent on your profile before making your medical selection. Otherwise, just select Employee Only. Company Code: COHE1212
If you opt into electronic authorization in BeneTrac, Blue Shield members will no longer receive printed medical ID cards. Members will be directed to access a digital ID card on the Blue Shield website. Members with currently active ID cards will automatically be updated to the up-to-date plan information at any time (like after a new plan year).
Managing Your Blue Shield Account
Register at Blue Shield to view your plan details, check your balance, and view the status of specific claims.
If you need your Subscriber ID, contact the internal benefits team by submitting an Employee Benefits Ping ticket.
Want More Detailed Plan Information?
More detailed information about 2024 plan coverage, exclusions, etc., can be found here!
Heading to an Appointment?
Below you'll find what you need to take with you to your appointments.
Group Number: 54027
Blue Shield ID Card: A digital card is available from the Blue Shield app and member portal if you don’t have your physical card.