Cost of Coverage (Monthly)

January 2026 - December 2026

In a Nutshell

We offer VSP, which provides access to a broad network of eye doctors and covers eye care, eyewear, and contacts.

How It Works

When you see your optometrist, provide your first name, last name, and Social Security Number (which is how VSP tracks your membership.) You don't need a card, but if you'd like one, you can access one on your MyCollective account.

Benefits to You

  • Coverage begins on day one.

  • We cover 100% of premiums for employees, and 80% of premiums for dependents.

  • With the VSP Signature Plan, you're covered for new frames and lenses every 12 months (up to $250 or $135 if purchasing from Costco), or up to $400 for contact lenses (including lens exam/fitting).

How to Enroll

Flock is our online benefits enrollment system. Once you begin work at Collective Health, you will be able to log in to Flock via Okta to confirm your demographic information and submit your benefit elections. If you have dependents that you want to enroll, you'll need to add them as a dependent on your profile before making your benefits selections (be sure to select them on each benefit enrollment page that you would like them added to)!

What's Covered

Out-of-Network

Frequency: once per plan year

Exam: reimbursed up to $50

Lenses

  • Single vision lens: reimbursed up to $50

  • Bifocal lens: reimbursed up to $75

  • Trifocal lens: reimbursed up to $100

Annual Frames or Contacts

  • Frames: general, featured, and Costco frames: reimbursed up to $70

  • Contacts: reimbursed up to $105

In-Network

Frequency: once per plan year

Exam: $0 copay

Lenses

  • Single vision lens: $0 copay

  • Bifocal lens: $0 copay

  • Trifocal lens: $0 copay

Annual Frames or Contacts

  • Frames: general frames: $250; featured frames: $270; Costco frames: $135

  • Contacts: annual supply (up to $400)

Summary of Benefits, EOC

Viewing Your Plan Information

If you haven’t already, register on MyCollective to view your plan details, view the status of specific claims, and access your ID cards.

If you need any assistance with registering on MyCollective, please feel free to contact the Collective Health Member Advocate team at 844-803-0207 (Monday to Friday, 4:00am - 6:00pm PST)!

Heading to an Appointment?

Below you'll find what you need to take with you to your appointments. 

VSP Group ID: 300676199
What to bring: just your SSN