In a Nutshell
You have options between Core and Plus Dental plans. The Core plan preserves a $0 premium option (employee only) but adds an in- and out-of-network deductible ($50 individual / $150 family) and lowers orthodontia coverage. The Plus plan has no deductible and higher basic, major services and orthodontia coverage.
Cost of Coverage (Monthly)
January 2026 - December 2026
How It Works
You choose your dentist, and you're covered on your first visit. Whether you choose the Core or the Plus plan, you get the best cost savings when you see a provider in the Guardian PPO network.
Benefits to You
Coverage begins on day one.
We cover 100% of premiums for employees on Core plans, and 80% of premiums for dependents.
If you need to see a dentist before your enrollment is complete, don't worry. Coverage is retroactive to your start date and can be reimbursed.
Guardian pays up to $2,000 per year per person for covered services. Keep in mind that you'll have to pay out of pocket once you reach your annual maximum of $2,000.
How To Enroll
Flock is our online benefits enrollment system. Once you begin work at Collective Health, you will be able to log in to Flock via Okta to confirm your demographic information and submit your benefit elections. If you have dependents that you want to enroll, you'll need to add them as a dependent on your profile before making your benefits selections (be sure to select them on each benefit enrollment page that you would like them added to)!
Managing Your Account
Register on MyCollective to view your plan details, check your balance and view the status of specific claims. If you or your dependents have trouble registering, please contact the Collective Health Member Advocate team at 844-803-0207, Monday to Friday, 4:00am - 6:00pm PST.
Heading to an Appointment?
Below you'll find what you need to take with you to your appointments.
What to bring: Group ID and SSN
Group ID: 00513419