Cost of Coverage (Monthly)
Guardian or Collective Health for Guardian Core
January 2025 - December 2025
Company Costs
Employee Only: $62 per month
Employee+ Partner: $124 per month
Employee + Kid(s): $112 per month
Employee + Family: $174 per month
Employee Costs
Employee Only: $0 per month
Employee+ Partner: $12 per month
Employee + Kid(s): $10 per month
Employee + Family: $22 per month
What's Covered
Out-of-Network
Deductible: $50 per individual, $150 per family
Annual Maximum: $2,000
Diagnostic & Preventive: covered at 100%
Basic Services: covered at 80%
Major Services: covered at 60%
Orthodontia: covered at 50%, $1,500 lifetime limit
In-Network
Deductible: $50 per individual, $150 per family
Annual Maximum: $2,000
Diagnostic & Preventive: covered at 100%
Basic Services: covered at 80%
Major Services: covered at 60%
Orthodontia: covered at 50%, $1,500 lifetime limit
Managing Your Account
Collective Health Dental
Register at My Collective Health to view your plan details, check your balance and view the status of specific claims. If you or your dependents have trouble registering, please contact the Member Advocates.
Guardian Dental
Register at GuardianAnytime.com to view your plan details, check your balance and view the status of specific claims.
Heading to an Appointment?
Below you'll find what you need to take with you to your appointments.
Guardian Group ID: 527852
Collective Health Group ID: 513419
What to bring: your Group ID and SSN