In a Nutshell
You have options between Core and Plus medical plans on Blue Shield. The Core plans have a higher in- and out-of-network deductible but offer lower monthly premiums coupled with a company sponsored Health Reimbursement Account (HRA). The Plus plans have no in- and lower out-of-network deductible but have higher monthly premiums. Preventive services remain covered at 100% in-network across Core and Plus plans.
Blue Shield Full Network Core plan with HRA funding*
In California, we also offer a Narrow network which exclude Sutter providers.
Blue Shield Narrow Network Core plan with HRA funding*
*This plan includes an annual company sponsored Health Reimbursement Arrangement (HRA) of $375 for an individual, $750 for a family. HRA dollars can be used to fund copays, out-of-pocket expenses towards your deductible, prescription costs, among other eligible expenses.
Cost of Coverage (Monthly)
January 2026 - December 2026
See individual plan pages linked above.
How It Works
See the primary care doctor of your choice - you're covered on your first visit. Remember, you get the best cost savings when you see a provider in the Blue Shield PPO network.
Find In-Network Providers
Provider networks can change year to year. The best way to confirm if your provider is in-network for 2026 is to use the Collective Health “Find a Doctor” tool.
Select your home state
Select your Medical Plan
Search for in-network providers in your area!
Benefits to You
Medical coverage begins on day one.
You can see a specialist any time you want without a referral.
Preventive care is free - you pay nothing out of pocket. (Included on both Core and Plus plans.)
Teladoc is available to you and your dependents 24/7 for a virtual doctor visit. You can access Teladoc by visiting MyCollective (app or web portal) and following the steps below:
After logging in, navigate to “Get Care”
If accessing via the app, click “Additional Benefits”
Find the “Teladoc Medical” Section
Click “Get Started”
Login or register for Teladoc and get connected to a virtual provider!
Access to the full suite of family forming resources through Maven, along with a $5,000 Maven Wallet to help pay for eligible family forming expenses.
How to Enroll
Flock is our online benefits enrollment system. Once you begin work at Collective Health, you will be able to log in to Flock via Okta to confirm your demographic information and submit your benefit elections. If you have dependents that you want to enroll, you'll need to add them as a dependent on your profile before making your benefits selections (be sure to select them on each benefit enrollment page that you would like them added to)!
Viewing Your Plan Information
If you haven’t already, register on MyCollective to view your plan details, check your balance, and view the status of specific claims.
If you need any assistance with registering on MyCollective, please feel free to contact the Collective Health Member Advocate team at 844-803-0207 (Monday to Friday, 4:00am - 6:00pm PST)!
Want More Detailed Plan Information?
More detailed information about 2026 plan coverage, exclusions, etc., can be found here!
Heading to an Appointment?
Below you'll find what you need to take with you to your appointments.
Group Number: W3001239
Medical ID Card: A digital card is available on the Collective Health app if you don’t have your physical card.