Cost of Coverage (Monthly)

Blue Shield UT Select* Network Core w/ HRA** - UT Hourly Employees Only

January 2026 - December 2026

Your Cost

Employee Only: $0 per month

Employee + Partner: $185 per month

Employee + Kid(s): $134 per month

Employee + Family: $375 per month

*The Select Network options include Intermountain Health Network as INN, but exclude the University of Utah Health Network.

**This plan includes a company sponsored Health Reimbursement Account (HRA) of $375 for an individual, $750 for a family. HRA dollars can be used to fund copays, out-of-pocket expenses towards your deductible, prescription costs, among other eligible expenses.


What's Covered

In-Network

Annual Deductible: $750 per individual, $1,500 per family

Annual Out-of-Pocket Max: $3,500 per individual, $7,000 per family

Lifetime Max: unlimited

Primary Office Visit: $25 copay

Specialist: $40 copay

Preventive Services: $0

Urgent Care center services: $25/visit

Standard Services (not limited to): 20% coinsurance

  • Allergy

  • Inpatient/outpatient hospitalization

  • Lab and x-Ray

Chiropractic Services: $25/visit, up to 20 visits per year

Advance Imaging: $100 copay + 20% coinsurance

Emergency Room: $150 copay + 20% coinsurance


OptumRx:

Pharmacy (Standard): supply limit 30 days

  • Tier 1: $10 copay

  • Tier 2: $35 copay

  • Tier 3: $60 copay

  • Tier 4: 30% coinsurance up to $200

  • Contraceptive drugs and devices: $0

Pharmacy (Mail Order)supply limit 90 days

  • Tier 1: $20 copay

  • Tier 2: $70 copay

  • Tier 3: $120 copay

  • Tier 4: 30% coinsurance up to $400

Out-of-Network

Annual Deductible: $1,500 per individual, $3,000 per family

Annual Out-of-Pocket Max: $7,000 per individual, $14,000 per family

Lifetime Max: unlimited

Primary Office Visit: 40% coinsurance

Specialist: 40% coinsurance

Preventive Services: not covered

Urgent Care center services: 40%

Standard Services (not limited to): 40% coinsurance

  • Allergy

  • Inpatient/outpatient hospitalization

  • Lab and x-Ray

Chiropractic Services: 40% coinsurance

Advance Imaging: 40% coinsurance

Emergency Room: $150 copay + 20% coinsurance


OptumRx:

Pharmacy (Standard): supply limit 30 days

  • Tier 1: 25% plus $10 copay

  • Tier 2: 25% plus $35 copay

  • Tier 3: 25% plus $60 copay

  • Tier 4: 30% up to $200/prescription plus 25% of purchase price

  • Contraceptive drugs and devices: Applicable Tier 1, 2 or 3 copay

Pharmacy (Mail Order): supply limit 90 days

  • Tier 1: not covered

  • Tier 2: not covered

  • Tier 3: not covered

  • Tier 4: not covered


Heading to an Appointment?

Below you'll find what you need to take with you to your appointments. 

Group Number: W3001239
ID Card: A digital card is available in the Collective Health app and MyCollective portal if you don’t have your physical card.


Heading to the Pharmacy?

Below you'll find what you need to take with you to pick up your prescriptions. 

RxBin: 610011
RxPCN: IRX
RxGroup: RXBENEFIT
ID Card: A digital card is available in the Collective Health app and MyCollective portal if you don’t have your physical card.