Choosing the right health plan can feel overwhelming — this tool is here to help!

Use the Medical Plan Cost Estimator below to compare your available plans side by side based on your personal healthcare needs.

To get started:

1. Select your location

2. Select your coverage tier (who you're covering).

3. Enter your expected healthcare usage for the year — things like doctor visits, specialist appointments, or planned procedures ($).

4. Review your estimated annual cost for each available plan, including premiums, copays, and any deductible.

⚠️ Important Reminder

This tool provides estimates only and is intended to help guide your decision during open enrollment. It does not reflect your actual out-of-pocket costs, which will vary based on the providers you see, specific billing codes, negotiated rates, and your actual utilization throughout the year. Please review your plan's benefit booklet for complete coverage details.

Your location

Expected healthcare usage

Primary care visits

Specialist visits

Urgent care visits

ER visits

Planned procedures / surgery ($)

Mental health visits

Physical therapy visits

NOTE: These are estimates ONLY! Actual costs depend on network, billing codes, and plan documents. Please review the specific plan benefit booklet for detailed coverage information.

Medical Plan Cost Estimator